Legacy Wealth & Health LLC

Wellthcare

Wellthcare

The first Health-to-Wealth™ benefit system that turns preventive care into real money-and lowers employer healthcare costs

WellthCare™ is a patent-pending, ERISA-compliant employee benefit platform that integrates healthcare, preventive care, and retirement savings into one system. It addresses three major failures in the U.S. benefits system: reactive healthcare, wasteful spending, and an underutilized retirement system.

Employee Benefits

  • Your concierge doctor gets to know you; reviews and updates your personalized plan of care that’s constantly updated as you scan
  • The plan pays for 100% of urgent and primary care virtual visits; get the care you need from the comfort of your home
  • $0 deductible, co-pay, for the employee and their family
  • Over 5000 common prescription medications are free (acute and chronic included)
  • If the doctor prescribes you a non-generic medication, call our pharmacy experts and they’ll try to find it free or discounted
  • $0 deductible, $0 co-pay, available for employee only
  • Feeling overwhelmed? Call our certified mental health counselors (for entire family).
  • $0 deductible, $0 copay for you or your family 24x7x365 – anywhere, anytime
  • Call our navigators to locate facilities near you for colonoscopies, mammograms and other important testing
  • 1,200+ blood, urine, pathology, and culture tests included
  • Visit 2,600+ locations nationwide with your in-app ID.
  • $0 co-pay, $0 deductible for employee and their family

Know where to go before you get care and save money upfront.

WellthCare Navigation™ guides you to high- quality, lower-cost options for imaging, surgery, and urgent care. Our AI-powered TruePrice™ tool shows what care should cost, so you can avoid unnecessary deductibles, co-pays, and inflated charges.

  • $0 deductible, $0 co-pay for employee and family

When medical bills do show up, we get them reduced.
Wellthcare Billguide™ reviews hospital bills to identify free-care eligibility, discounts, or overcharges-and negotiates directly on your behalf.

  • $0 deductible, $0 co-pay for employee and family
Verified preventive actions automatically fund an employee’s retirement, building long-term financial security. Eligible employees receive at least $1,100 per year, free, into a retirement account, which compounds over time, tax free. With zero reduction to their take-home pay.
Employees earn real money to spend in the Wellthcare Store™ on over 7,000 FSA-eligible health products. The Store provides instant, spendable dollars that make healthy behavior feel rewarding and personal.

How It Works

The only platform that connects health and retirement seamlessly.

WellthCare™ operates through a fully automated, patent-pending platform. Behind the scenes, the system:

  • Tracks 77+ verified preventive actions (scans, screenings, labs, consultations, etc.)
  • Maps each action to validated CPT billing codes
  • Maintains audit-ready compliance records
  • Automatically funds and updates each employee’s Pension balance, Store credit, and $0-care eligibility
From the employee’s perspective, it is simple: use the app, take care of yourself, and watch your benefits grow. All complexity is handled in the background.

Mission

Our mission is to rebuild America’s health and wealth – together. This isn’t an incremental improvement. It’s a structural redesign of how health benefits work.

The WellthCare Ecosystem™

WellthCare” is built as a modular ecosystem that expands based on real performance data-never on promises. Components include:

Wellthcare Store™

Instant, real-dollar rewards employees can spend when they complete preventive health actions.

Readiness Index™

Patent-pending analytics showing employers when to reduce costs, switch plans, or expand benefits.

Wellthcare Medicare™

Integrated Medicare solution removing high-cost risk from employer plans while generating immediate savings.

Wellthcare Rx™

Transparent mail-order pharmacy replacing PBMs, reducing drug costs and eliminating spread pricing.

Wellthcare™ Complete

Fully self-funded health plan reducing total healthcare costs 30-45% versus BUCA plans.

BECOME A WELLTHCARE™ REPRESENTATIVE

Explore the WellthCare company overview and learn more about becoming a representative.
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