Beneficiary Liquidity Plan (BLP)
Securing Your Tomorrow, Today
When Life Ends, Bills Don’t Stop
Give your loved ones immediate access to funds when they need it most, without waiting weeks or months for estate settlement.
The Hidden Crisis Families Face
Immediate Expenses Mount Quickly
Funeral costs, family travel, ongoing household bills, and executor expenses can quickly add up to $10,000 to $25,000 in the first three months alone, even with prepaid arrangements.
Assets Are Locked Away
Bank accounts, investments, and life insurance can take weeks to be fully released or accessed. Other assets may take months or even years to access through probate processes.
Probate Costs Add Up
Attorney fees and court costs typically range from 3% to 8% of the estate value. For a $500,000 estate, that could mean $15,000 to $40,000 in additional expenses.
See How It Works
Discover how the Beneficiary Liquidity Plan can help provide your loved ones with access to funds when they need them most.
The Solution
The Beneficiary Liquidity Plan provides your beneficiaries with immediate access to allocated funds within 24 to 48 hours of your passing, with no death certificate required.
Immediate Access
Your beneficiaries receive funds within 24 to 48 hours of your passing, eliminating the typical weeks or months of waiting for estate settlement.
No Death Certificate Required
Bypasses the lengthy process of obtaining official death certificates, which can take weeks or months, especially if an autopsy is required.
Use Your Existing Assets
Simply reposition money you’ve already planned to leave your beneficiaries, providing early access to a portion of their inheritance when they need it most.
Guaranteed Issue
Available to anyone age 90 or younger regardless of health conditions, with no medical exams or health questions required for eligibility.
Tax-Free Benefit
Funds grow tax-deferred and are distributed completely tax-free to your named beneficiaries, maximizing the benefit for your family.
Flexible Allocation
Choose an amount from $2,500 to $100,000 that aligns with your family’s anticipated immediate needs and your estate planning goals.
Peace of Mind for You and Your Family
John Shearer transforms a potentially chaotic and financially stressful situation into one of order and support, ensuring your legacy is one of compassion rather than burden.
24-48
Hours to Access
100%
Tax-Free Payout
90
Maximum Age
$100K
Maximum Coverage
This is more than just a financial product — it’s a profound act of foresight and love that ensures your final legacy provides immediate relief when your family needs it most.
Take the Next Step
Complete our brief questionnaire to learn how the Beneficiary Liquidity Plan can provide peace of mind for you and immediate relief for your loved ones.