Dental & Vision
Coverage and Eligibility
Dental and Vision insurance plans provide coverage for specific oral and eye care needs, ensuring you maintain good overall health. Here’s a breakdown of coverage and common eligibility criteria:
Dental Insurance
Coverage
- Preventive Care: Routine check-ups, cleanings, X-rays, and fluoride treatments.
- Basic Procedures: Fillings, extractions, root canals, and minor gum treatments.
- Major Procedures: Crowns, bridges, dentures, and complex oral surgeries.
- Orthodontics: Braces and other orthodontic treatments for both adults and children, in some plans.
Eligibility Criteria
- Typically available to individuals and families.
- Coverage can be obtained through employers, private insurance, or government programs.
- Some plans have waiting periods for specific services, especially major procedures.
- Certain procedures may have coverage limits or require prior authorization.
Vision Insurance
Coverage
- Eye Exams: Routine eye exams for prescriptions and general eye health.
- Eyeglasses: Frames, lenses, and lens coatings.
- Contact Lenses: Coverage for contacts or discounts on contact lens purchases.
- Vision Correction Surgery: Coverage or discounts for LASIK or similar vision correction surgeries.
Eligibility Criteria
- Generally available to individuals and families.
- Coverage options can be obtained through employers, private insurance, or stand-alone vision insurance plans.
- Many plans have an annual allowance for glasses or contacts.
- Some plans may cover extra services, such as discounts on hearing aids.
